Officer, Collateral Preparation

To attend to all aspects relating to collateral documentation and routine related aspects for the Branches. Keep diary system to follow up on conditions of sanction and outstanding collateral items. Responsible to assist in preparing Collateral documents against the approved sanctions and supporting documentation.

Qualifications

Type of Qualification: Bachelor's Degree

Field of Study: Law, Finance, Business or Economics

Experience Required

Credit Risk – BCB

Risk & Corporate Affairs

1-2 years

Experience with home loans and lending will be beneficial in this role. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

1-2 years

Personal and Business banking will provide holistic exposure regarding credit risks, lending and associated collateral. Preferable to have banking experience, particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.

3-4 years

Understanding of the bank's products & facilities. Understands the terms of the facilities, & the conditions that will need to be compiled with over the duration of the facility's life to ensure that legal risk is effectively restricted.

Additional Information

Behavioural Competencies

• Adopting Practical Approaches
• Checking Things
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Managing Tasks
• Meeting Timescales
• Producing Output
• Resolving Conflict
• Team Working
• Upholding Standards

Technical Competencies

• Asset Based Lending
• Contract Management
• Loan Assessment & Approval
• Loan Processing
• Mortgage Lending
• Risk Acceptance
• Risk Identification
• Risk Measurement