Credit Analyst at NMB Bank Tanzania

Ensure timely and quality assessment of proposals for credit facilities (new and/or existing) based on sound credit and financial principles.

Main Responsibilities:

• Delivery of a professional service to the business units, by assessing and evaluating credit facilities requests (new and/or existing) based on sound credit and credit policy, financial principles, in view of minimizing risk to the bank.
• Provide direct (specialist/ professional) credit assessment to whether the credit proposal meets criteria and counter-party credit risk falls within acceptable parameters and independently recommend appropriate credit proposal including terms or conditions necessary to ring fence exposure.
• Review and evaluate information obtained to gain a thorough understanding of business parameters, which create profit/value as well as the associated risks.
• Defend own judgement in a manner which does not negatively affect the business relationship.
• Utilize industry and market information available to identify and understand contextual threats to existing and potential clients.
• Build smooth working relationships with business counterparts to improve quality of business proposals and turnaround time.
• Share joint credit responsibility for business recommended.
• Take and/or recommend remedial /appropriate actions for deteriorating exposure identified during review process.
• Observe SLAs and without jeopardizing the quality of credit proposals.

Knowledge and Skills:

• Understanding of lending to Industry Sectors (i.e. Mining sector, Tourism, Agriculture and others) together with their related regulations.
• Excellent understanding of credit and associated risks
• Good interpersonal skills that have been proven in a Business or Credit environment
• Knowledge of the Bank Credit Products
• Detailed knowledge of credit analysis techniques
• Analytical and numerate
• Communications and presentation skills
• Negotiation skills

Qualifications and Experience:

• Bachelor's degree in Commerce, Economics. Finance, Business or related fields.
• Master's degree in business studies is an added advantage
• Banking certification(s) is an added advantage
• At least 3 years' proven experience in a Credit role within the banking sector.
• Prior Banking experience in lending to MSE and SME will be an added advantage.
  
  NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving gender balanced workforce.
  Female candidates and people living with disabilities are strongly encouraged to apply for this position.
  
  NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
  
  Only shortlisted candidates will be contacted.

Job opening date : 18-Aug-2026

Job closing date : 01-Sep-2026