Senior Manager Business Origination- Corporate at CRDB Bank Tanzania

HEAD OF BUSINESS ORIGINATION AND ANALYISIS

Location

Tanzania Head Office

Department

DEPARTMENT OF CORPORATE BANKING

Number of openings

1

Job Purpose

Responsible for leading the corporate credit analysis function by ensuring thorough evaluation of credit proposals, effective risk assessment, and timely support for lending decisions. The role safeguards the bank’s portfolio by maintaining high credit quality and provides business teams with well-structured credit insights to drive sustainable growth. Additionally, the Senior Manager ensures customer expectations are met by processing all credit applications within the agreed Turnaround Time (TAT).

Principle Responsibilities

Portfolio & Risk Management

• Monitor the credit portfolio to identify early warning signals.
• Recommend risk mitigation, restructuring, or recovery strategies when required.
• Ensure compliance with internal policies, regulatory guidelines, and the bank’s risk appetite.

Structuring & Advisory

• Work with relationship managers to structure suitable credit facilities that meet client needs while protecting the bank’s interests.
• Advise on covenants, collateral requirements, and deal terms.
• Support the development of innovative credit solutions aligned with the bank’s growth strategy.

Policy, Process & Governance

• Contribute to the development and continuous improvement of credit policies and risk frameworks.
• Ensure adherence to internal controls, audit standards, and regulatory requirements.
• Present well-analysed recommendations in credit committee discussions.

Leadership & Team Development

• Lead, mentor, and develop a team of credit analysts to ensure high-quality analysis and operational efficiency.
• Promote a culture of accountability, analytical excellence, and continuous improvement.
• Provide training and technical guidance to enhance team capabilities.

Qualifications Required

Education:

• Bachelor’s degree in Finance, Accounting, Banking, Economics, or a related field.
• Professional credit skills or certification is highly desirable.

Experience:

• Minimum of 7 years’ experience in corporate or investment banking, with a background in commercial lending.

Technical and Analytical Skills:

• Project risk assessment and credit risk evaluation.
• Financial analysis, lending analysis, and security knowledge.
• Portfolio management and decision-making capabilities.
• Strong analytical and problem-solving skills.

Communication and Interpersonal Skills:

• Excellent verbal and written communication skills, with the ability to interact professionally with directors, managers, and clients.
• Strong report-writing abilities.
• Interpersonal, networking, and leadership skills.

Market and Product Knowledge:

• Understanding of the Tanzania loan market.
• Knowledge of products and services for SMEs, financial institutions, and corporate clients.
• Sales and negotiation skills.

CRDB Commitment

CRDB Bank is dedicated to upholding Sustainability and ESG practices and encourage applicants who share this commitment. The Bank also promotes an inclusive workplace, hence applications from women and individual with disabilities are encouraged.

It is important to note that CRDB Bank does not charge any fees for the application or recruitment process, and any requests for payment should be disregarded as they do not represent the bank’s practices.

Only Shortlisted Candidates will be Contacted.

Deadline

2025-09-12

Employment Terms

PERMANENT