Business Analyst Emerging Corporate at CRDB Bank Tanzania

Reporting Line

SENIOR MANAGER EMERGING CORPORATE

Location

Tanzania Head Office

Department

DEPARTMENT OF RETAIL BANKING

Number of openings

2

Job Purpose

To help businesses implement solutions in a cost-effective way by determining the requirements of a project and communicate them clearly to stakeholders. In this regard, they shall analyze and appraise customer business/project and advice on the appropriate credit terms in accordance to credit policy and procedures.

Principle Responsibilities

• Receive and review of Credit Applications submitted by Business Unit/branch, identify missing information and demand submission of the same in line with credit policies and procedures.
• Prepare quality and standard credit appraisal report as per prescribed loan limit and appraisal format.
• Advise business team on structuring of credit facilities according to nature of business and cash flows seasonality.
• Attend and address all issues raised by Credit Department in collaboration with business team/branch without compromising with the bank credit policies and procedures. 
• On case-to-case basis, visiting customer business/project and security jointly to enhance knowledge of business being appraised.
• Maintain database and prepare periodic reports (as may be required by management) on applications and decisions made to ensure proper tracking.
• Together with business Team/Credit department, Business analyst can support in capacity building to BCC members to ensure their performance is aligned with business goals and objectives.
• Review credit policy and manual, in collaboration with Credit Department, Business Analyst will participate on the review of the Credit Policy and Credit Manual to incorporate new developments in the lending, operating, business and regulatory environment in the Credit Policy and Credit Manual while ensuring that credit risk management is well captured.
• Development of credit products, to participate in the development of SME credit products based on identified customer needs in comparison to existing products.

Qualifications Required

• A minimum of bachelor's degree in business studies including Business Administration, Management, Information Technology, banking and finance, accountancy, financial management and any other related field.
• At least 3 years working experience as a bank officer who have demonstrated outstanding performance in business lending.
• A master's degree and/or Certification by professional bodies are an added advantage.
• In-depth knowledge of bank credit products, services and delivery channels available to small-medium companies.
• General knowledge on performance of various business sectors, operational environment, competitive structure, industry practices and regulatory framework.
• Understanding bank policies, procedures and ethical requirements of market environment.
• Strong analytical, critical thinking, and financial analysis skills, including trend and ratio analysis, with sound problem-solving and decision-making abilities.
• Excellent communication and interpersonal skills, including active listening, clear written and verbal expression, and professional conduct in all activities.
• Proficient in Microsoft Word and Excel, with the ability to work effectively under pressure in complex, multidisciplinary environments.

CRDB Commitment

CRDB Bank is dedicated to upholding Sustainability and ESG practices and encourage applicants who share this commitment. The Bank also promotes an inclusive workplace, hence applications from women and individual with disabilities are encouraged.

It is important to note that CRDB Bank does not charge any fees for the application or recruitment process, and any requests for payment should be disregarded as they do not represent the bank’s practices.

Only Shortlisted Candidates will be Contacted.

Deadline

2026-06-02

Employment Terms

PERMANENT