Credit Analyst at UBA Bank Tanzania

Job Reference Indicator

• Credit Analyst Job Reference Indicator

Organization Function

• Credit Office

Job Grade

• Not specified

Organizational Level

• Not specified

Location

• Head Office

Reporting Relationships

Functionally Reports To

• Chief Credit Officer

Administratively Reports To

• Chief Credit Officer

Supervises

• Nil

Job Objectives

• Review all credit requests and ensure compliance with standard regulations before disbursement.

Duties and Responsibilities

• Review and appraise all credit requests.
• Generate monthly statutory reports on credit reviews.
• Ensure compliance with all credit approval processes and procedures.
• Review deal memos and product programs with the view of optimizing credit facilities and products.
• Confirm risk ratings of all customers and advise Business Offices on appropriate steps to take.
• Carry out all assigned tasks by the Chief Credit Officer.

Key Performance Indicators

• Minimum turnaround time for credit processing.
• Adherence to the Bank's policies and processes.
• Value addition to credit requests.
• High internal and external customer satisfaction index.
• Compliance with internal and external policies and regulations.

Minimum Education Qualifications

• Minimum of Bachelor's Degree.
• Relevant professional qualifications are compulsory.

Previous Work Experience Requirements

• Minimum of 2–5 years banking experience.

Knowledge

• Good knowledge of financial accounting.
• Good understanding of financial statements.
• Good knowledge of credit analysis and risk assessment.
• Good knowledge of internal and external policies and procedures.
• Knowledge of regulatory laws.

Skills and Competencies

• Good analytical skills.
• Excellent writing skills.
• Good presentation skills.
• High information and data gathering ability.
• Strong attention to detail and ability to work under pressure.
• Supervisory skills.

Interested candidates are required to submit:

• A detailed CV
• A Cover Letter
• Copies of all academic certificates

Applications must be sent electronically to: [email protected]

Email Subject Line: Application for (Position Title)